WELCOME TO CNC CONSULTING CO. LLC
Take The First Step
To Improve Your Credit
Your credit score plays a crucial role in your financial success. Whether you’re looking to buy a home, finance a car, or grow your business, having good credit opens doors. CNC Consulting Co. specializes in helping individuals take control of their financial standing by improving credit scores, removing negative items, and guiding them toward a stronger financial future.
How can credit repair improve my life?
Credit history and credit scores can affect virtually every aspect of modern life, from your career to your home to your personal relationships.
Here are just a few examples of the impact better credit can have on your life:
Buy or Refinance Your Home
Purchase a New Vehicle
Lower Your Interest Rates
Get Approved for Credit Cards
Why Your Credit Matters
Your credit score affects nearly every aspect of your financial life.
A strong credit profile allows you to seize financial opportunities that might otherwise be out of reach.
Better Interest Rates
More
Approvals
Financial Freedom
Why Choose CNC Consulting?
We don’t just repair credit—we educate and empower our clients to maintain financial stability.
Proven
Results
We’ve helped clients achieve lasting, measurable credit score improvements.
Dispute
Strategies
We strategically challenge negative items for stronger, verified outcomes.
Expert Credit Specialists
Our knowledgeable team navigates complexities to deliver precise, compliant credit repair.
Hassle-Free
Process
No confusing paperwork, just streamlined, transparent credit solutions.
Take charge of your credit today!
What We Help Remove
Bad credit doesn’t have to define your future. We assist in removing the following negative items
Charge-Offs
Collections
Bankruptcies
Late Payments
Medical Bills
Repossessions
Public Records
Hard Inquiries
Foreclosures
Judgments
Student Loans
Child Support
Let us fight for your financial freedom!
our credit repair process
We take a strategic, results-driven approach to credit restoration
select a plan
Choose the credit repair package that fits your needs today!
Credit Analysis
We review your credit reports to identify errors accurately!
Dispute & Challenge
Our team disputes inaccurate, outdated, or unverifiable items.
Monitor & Improve
Watch your credit improve with regular updates every 35-40 days.
Start your journey today!
Meet Courtney Jones & Chaqueta Erby
Founders & Managing Partners of CNC Consulting Co. LLC
Courtney Jones and Chaqueta Erby are the powerhouse duo behind CNC Consulting Co. LLC, bringing vision, strategy, and results-driven leadership to the credit restoration and financial consulting space. United by a shared passion for financial literacy and credit empowerment, they have built CNC Consulting Co. with one mission in mind: helping individuals and families regain control of their financial future through education, advocacy, and proven consumer law strategies.
Courtney Jones, CEO and Co-Founder, leads with firsthand understanding and unmatched dedication. Having personally navigated the challenges of credit setbacks, she brings empathy, precision, and transparency to every client experience. Her expertise in credit restoration, strategic dispute processes, and financial consulting has transformed the lives of countless clients, helping them establish stronger, more sustainable financial foundations.
Chaqueta Erby, Co-Founder and Managing Partner, complements this vision with strategic execution, detailed analysis, and client-focused planning. Known for her precision and in-depth understanding of credit reporting and dispute strategy, Chaqueta plays a key role in developing customized action plans that drive measurable results. Her commitment to structure, compliance, and long-term credit success ensures clients are not only seeing improvements—but maintaining them.
Together, Courtney and Chaqueta believe that financial education is the cornerstone of lasting credit success. At CNC Consulting Co., they go beyond credit repair by equipping clients with the tools, knowledge, and confidence needed to build, protect, and elevate their financial standing long after the disputes are complete.
our credit repair plans
Choose the plan that best fits your credit needs
monthly membership
A structured 1-month mentorship program providing personalized guidance, professional insight, and strategic support. Receive focused direction, accountability, and clarity to help you confidently move forward with your goals.
3 month membership
A personalized 3 month mentorship designed to provide clarity, strategy, and support. Clients receive focused guidance, accountability, and expert insight to help them grow, stay confident, and take purposeful next steps.
6 month membership
A personalized 6 month mentorship designed to provide clarity, strategy, and support. Clients receive focused guidance, accountability, and expert insight to help them grow, stay confident, and take purposeful next steps.
COUPLES RESTORATION
Couples Credit Restoration – $275/ month Monthly credit education and dispute assistance services for two individuals enrolled as a couple. Results are not guaranteed. No promises of score increases, deletions, or approvals.
RAPID RESTORATION
One-time professional credit education, report review, and dispute assistance for potentially inaccurate, incomplete, or unverifiable items. Results are not guaranteed. No promises of deletions, score increases or approvals.
Express plans
$125 to start. Total $699 due in 30 days. Includes credit education, report review, and dispute assistance.
No guarantees. Results vary. Services provided in compliance with credit repair laws.
Access Credit Help & Community
Your Credit Journey Starts With Knowledge
& Support
Join a collaborative learning environment where credit education meets real-life experience. Members receive practical credit insights, shared strategies, and ongoing support aimed at helping you improve your financial standing. This community is designed to empower you with knowledge, clarity, and confidence step by step.
Group Member Rate
$50 to start · $175/month
Includes credit education, credit report review, and dispute assistance.
No guarantees. Results vary. Services provided in compliance with credit repair laws.
Must be part of CnC Financial Empowerment Facebook group.
client success stories
Credit Repair That Works—Fast, Reliable, and Backed by 5-Star Client Reviews
frequently asked queSTIONS
Have questions? We have answers! Here are some of the most common inquiries:
HOW LONG DOES IT TAKE TO REMOVE ITEMS FROM MY CREDIT REPORT?
It typically takes 60-90 days to remove items from your credit report. When we initiate the process, they have time to respond. This is why it is not instant. If we do not hear from them after 3 weeks of submitting your file, we start the process again. Keep in mind that by law, they must respond within 30 days.If the credit bureaus have not contacted you and it’s been more than 30 days please send us an email letting us know. Due to COVID-19 response time is slower, but we will follow up and demand a response immediately. This is in compliance with Federal Law.
DO YOU REMOVE ITEMS FROM ALL 3 BUREAUS?
Yes, we remove items from all 3 bureaus, but we charge you only per account not per bureau.
WHAT IF I HAD CREDIT REPAIR SERVICE IN THE PAST?
That is absolutely fine. We work alongside other credit repair companies if necessary and also after. It doesn’t have any negative effect on the client at all. In fact, in some cases it may help.
WHAT IF THERE ARE THINGS ON MY CREDIT THAT DO NOT BELONG TO ME?
This is a huge issue with all of the bureaus. They report incorrect information all the time. They do not fact check before reporting and there are laws to protect you against that. That’s where we come in. We get those items off and help restore your credit.
WHAT IF A DELETED ITEM COMES BACK?
Deleted items usually come back only after the creditor has sold the debt to a collection agency. Then that collection agency has the right to report that information to your credit report. However, they must operate under a strict set of laws. 95% of them don’t, and we get it off again!
WHAT HAPPENS IF AN ITEM DOES NOT COME OFF?
If after 120 days the item does not come off any of the 3 credit bureaus, we will refund you for that item.
WHAT ITEMS CAN YOU REMOVE FROM MY CREDIT REPORT?
We can remove collection accounts, repos, foreclosures, credit cards, loans, charged-off debts, lines of credit, medical bills, child support, liens, judgements, and we can also take off credit inquiries.
CAN YOU REMOVE BANKRUPTCIES?
Yes, we can!
CAN YOU REMOVE LATE PAYMENTS?
We cannot delete individual late payments. If the account is something a client needs/wants removed, we can delete the entire account.
WHAT IF I WANT TO REMOVE ITEMS THAT DO NOT BELONG TO ME?
If items do belong to you, we can still remove them. The credit bureaus and creditors have the burden of proof . . . not you!
WHAT ARE PRIMARY TRADELINES?
Tradelines are credit cards or loans that report to our credit report. Tradelines that belong to you directly boost your credit score.
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